I was born and raised in Chaplin, Saskatchewan. In 1985 I moved to Saskatoon and have lived here ever since. From 1992 until 2007 I was a Realtor in Saskatoon and have seen the drop of interest rates to all-time lows to seeing the great boom that we are experiencing today. During the 15 years that I sold Real Estate in Saskatoon, my main objective was to keep what my clients wanted front and center and that still holds true today. As your Mortgage Broker, my goal is to shop the market for you to find the best package of rates and features in a mortgage that meets your goals and expectations. Because I work for you, I can offer unbiased advice and help you select the right mortgage at ZERO cost to you. Having been raised on a farm, I learned at a young age that good things happen when you work hard, are persistent and use your imagination. I pledge to use all of these traits to find you the absolute best mortgage for your financial needs.
NOTICE TO BORROWER(S) - mortgage brokerages must inform you whether a lender has an ownership interest in the mortgage brokerage, the number of lenders the mortgage brokerage is capable of submitting an application to, and the names of those lenders. This information is required by Saskatchewan legislation, and must be provided to you at the earliest opportunity and not less than two (2) business days before you: • commit yourself to enter into the mortgage; OR • make any payment or committing to make any payment in connection with the mortgage, other than fees or charges paid to the mortgage brokerage for its services.
NATURE OF SERVICE RELATIONSHIPSky Financial Corporation has a service relationship with the borrowers (you). In this service relationship, Sky Financial Corporation is authorized to offer the mortgage products of multiple lenders to borrowers who are seeking to secure a mortgage. Sky Financial Corporation is not employed directly or indirectly by any of the lenders for whom it is authorized to offer mortgage products.
SKY FINANCIAL CORPORATION DUTIES TO YOU, THE BORROWER ARE TO ACT COMPETENTLY AND HONESTLY AND TO DISCLOSE
LIST OF LENDERS;
SKY FINANCIAL CORPORATION, is capable of submitting your mortgage application to the following 31 lenders:
- BRIDGEWATER FINANCIAL, - CAP LINK FINANCIAL, - CANADIAN WESTERN BANK, -CMLS FINANCIAL, -COBRA Mortgage Services - CHIP REVERSE MORTGAGE -EQUITABLE BANK, - FIRST NATIONAL, -FISGUARD - GIBRALTAR, -HOME TRUST, - ICICI BANK -KOKANEE MORTGAGE MIC LTD -LAURENTIAN BANK,(B2B) - LENDWISE, - MAGNUM MORTGAGE -MANULIFE - MCAP, - MCC CENTRIC MORTGAGE / PARADIGM - MERIX, - MOSKOWITZ CAPITAL, -PARADIGM MORTGAGE INVESTMENT CORPORATION - PRIME WEST MIC - RADIUS FINANCIAL -RMG MORTGAGE, - SCOTIA BANK, - SPECTRUM, - STREET CAPITAL, - TD CANADA TRUST, - VWR CAPITAL CORP, - XCEED MORTGAGE CORP.
SKY FINAN CIAL CORPORATION IS NOT directly or indirectly owned in whole or in part by any mortgage lender :